2012 and 5 Year Review – So many GOOD things!

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In Could, I did a 5 month replace on my 2012 objectives. I’ll be sincere, I haven’t checked out my yearly objectives since that day in Could, so I’m somewhat afraid of how this submit goes to look.

Sure, there are nonetheless a few days left in 2012, however I’m fairly optimistic that I’m in all probability not making headway on any of my objectives within the final couple of days of 2012. I additionally plan on making a 2012 weblog evaluation quickly, so be on the look out for that 🙂

I might say 2012 was an incredible 12 months and so much modified in my life. I went on a number of actually nice journeys. Kauai, Las Vegas, St. Thomas and St. John. I very a lot LOVE a great trip, who doesn’t?

I additionally considerably elevated our earnings and we’ve got lowered our price range as a lot as we want to (removed issues that we thought had been pointless) and now our bills and debt funds are solely round 30% of our complete take house month-to-month pay. That’s fairly removed from the place we’ve come. After I first began this weblog round 1.5 years in the past, we had been positively not the strongest financially that we might have been.

My further earnings is to the purpose the place I might stay off of it, nevertheless the instability is what scares me. I do get pleasure from my job, so after all I’ll hold it. I do plan on making a full detailed submit on this quickly. If in case you have made the leap to self-employment, what made you turn? Would you return to the way in which issues had been earlier than?

I lastly discovered plenty of issues in my life, and because of all of you I noticed that I want to begin dwelling my very own life. My sister moved into my home as effectively and I like having her extra in my life.

I used to be additionally requested to be a bridesmaid in two of my good good friend’s weddings, I additionally bought engaged, and so they’ll be in mine as effectively. Right here’s to all of 2013 to marriage ceremony planning! 🙂 And should you already comply with my private Pinterest account, then I’m deeply sorry for all the marriage ceremony pins that I’ve pinned already.

Listed below are my 2012 objectives:

  1. Get toned. FAIL. I removed my health club membership with a purpose to lower your expenses. We’re probably going to purchase some objects for a house health club quickly. Something that we should always bear in mind when doing this? How a lot did you spend in your treadmill? I’ve been seeing some fairly low costs of $500 and didn’t know if that was too low-cost?
  2. Have an incredible 12 months at work. PASS. It’s been an incredible 12 months at my work. Love my job and every thing that it brings.
  3. Get my MBA. PASS. Completed my Finance MBA in August of 2012 🙂
  4. Repay my automotive by March 2012. PASS. Paid off our unique automotive mortgage however we now have one other automotive mortgage. HOWEVER, we solely bought a mortgage on the brand new Jeep as a result of the rate of interest was insanely low and we’d fairly save and make investments our automotive cash as an alternative.
  5. Lower my scholar loans to $20,000. PASS. I’ve been doing fairly effectively on my $38,000 mortgage payoff plan.
  6. Save round $4,500 for holidays. PASS. Went on plenty of nice holidays as stated above!
  7. Make $10,000 in aspect earnings.  PASS PASS PASS. I’ve been linking to my month-to-month further earnings posts beneath my further earnings tab above. Up to now this 12 months I’ve made roughly $23,000 in further earnings from my aspect jobs and subsequent 12 months I’m hoping for an excellent greater quantity. It’s fascinating to assume that at first of 2012, I believed this was close to unattainable.
  8. Develop my weblog. PASS. What I wrote in Could is nearly humorous. I by no means thought that I might truthfully come so far as I’ve, and I’m wanting ahead to creating my 2012 weblog evaluation submit stay.
  9. Volunteer twice a month. FAIL. Haven’t volunteered in any respect…
  10. Improve my internet value to $85,000.  Undecided but. I’m positively doing higher than what I used to be at (I consider I used to be at a optimistic internet value of round $70,000 at first of this 12 months. I’ve elevated my earnings considerably and can do a 2013 internet value replace inside the subsequent week or so.
  11. Hold monitor of my objectives.  FAIL. That is at all times one thing that I’m unhealthy with. I haven’t checked out my objectives since Could as I stated earlier!


Right here’s my 5-year plan (from my 5-year plan weblog submit):


  • Repay scholar loans utterly. ON TRACK. Nonetheless on monitor for these to be utterly passed by the top of March or April.
  • Begin aggressively paying off mortgage. This has been placed on HOLD. We’ve determined that we need to purchase our subsequent home someday in 2014. We nonetheless like the home that we’re in, however we would like one thing with an even bigger yard.
  • Add a rest room to the basement. This has been placed on HOLD. See above.
  • Add a bar space to the basement. See above…
  • SAVE like loopy for a home down cost. We actually need to promote our present home and transfer into an even bigger home. This may require us to save lots of as a lot as we probably can as a result of I might ideally need to pay round 30% to 50% of the whole house worth.


2014 – 2016

  • Have our home at the very least 50% to 75% paid off
  • Our new purpose might be to purchase a brand new home and pay round 50% on it.
  • Get married! We plan on in all probability getting married in Could of 2014. We wished it sooner however some issues got here up (as talked about on Twitter final week) however we’re pleased with ready 1.5 years.


Someplace in these 5 years, I might additionally prefer to:

  • Go on a month lengthy trip. We’ve talked about doable taking a protracted honeymoon (perhaps 3 weeks or one thing). Undecided the place to, however we’re positively wanting ahead to this.
  • Go on a protracted mountaineering journey. That is positively nonetheless excessive on my objectives. Perhaps in the future! Have any of you ever performed this?
  • Most likely begin excited about a child finally. That is new to the listing. We might be 28 in 5 years, so I assume a child must be considered haha. We wish children across the age of 30, however haven’t actually considered it an excessive amount of. So no worries, no child posts from me anytime quickly 🙂


Do you may have a 5 12 months plan? What are your objectives?

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